What is Ayushman Bharat scheme?
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Today's topic is 'What is Ayushman Bharat scheme?'. We will discuss the 'Ayushman Bharat scheme', its benefits, scheme details. So let's begin.
The Prime Minister Narendra Modi had announced that 'Ayushman Bharat scheme' in 72nd Independence Day speech. This flagship scheme will be launched on Sept 25. The ambitious Ayushman Bharat - National Health Protection Mission (AB-NHPM) aims to provide coverage of Rs. 5 lakh per family annually, benefiting more than 10 core poor families.
The scheme will be target poor, deprived rural families and identified occupational category of urban workers families, 8.03 crore in rural and 2.23 crore in urban areas, as per the latest SECC data.
Here are the eligibility details and benefits:-
- Ayushman Bharat scheme has a defined benefits cover of Rs. 5 lakh per family per year.
- The beneficiaries of Ayushman Bharat scheme will be more than 10 core families belonging to poor and vulnerable population based on SECC database.
- This cover will take care of almost all secondary care and most of the tertiary case procedures.
- Under this project, the entitlement will be decided on the basis of deprivation criteria in the SECC database. The different categories in rural area include families having only one room with Kucha walls and Kucharoof families having to adult member between age 16 to 59 ; female headed households with no adult male member between age 16 to 59; disabled member and no able bodied adult member in the family; SC/ST households; and landless households deriving major part of their income from manual casual labour.
- Automatically included families in rural areas having any one of the following: households without shelter, destitute, living on alms, manual scavenger families, primitive tribal groups, legally released bonded labour will also come under this scheme. For Urban area, 11 defined occupational categories will be entitled under the scheme.
- There will be no restriction on family size, age and gender under 'Ayushman Bharat' scheme to ensure that nobody is left out.
- Under this scheme, the treatment in case of hospitalization will be free of cost for the family.
- All pre-existing conditions will be covered from day one of the policy. The benefit cover will include pre and post hospitalization.
- The beneficiary will be able to go to public or empaneled private hospitals across the country and get free treatment.
- The beneficiary will only need to carry any prescribed ID to receive treatment at the hospital.
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